Renovating a property can be an option to add value to your home, but it can also come with a significant financial cost. From planning and design to construction and finishing, there are many factors to consider when embarking on...

Small businesses are the backbone of economies worldwide, contributing to job creation, innovation and economic stability. However, these enterprises often face unique challenges when it comes to accessing capital and managing assets effectively. This is where Master Asset Financing Agreements...

Understanding Master Asset Financing Agreements At its core, an MAFA is a contractual arrangement between a business and a financial institution. Under this agreement, the business can secure financing for the acquisition or leasing of a wide range of assets...

Whether this is your first property purchase or adding to your property portfolio, it pays to ask yourself the following questions to decide if you (and your partner) are prepared to jump on the investment property ladder. 1. Do your...

In recent times, many borrowers who initially secured home loans at lower interest rates have been facing challenges in meeting the regulatory requirements necessary to refinance their loans at current market rates. This predicament is primarily attributed to the stringent...

Understanding insurance premium funding Insurance premium funding is a financing option that allows businesses to spread the cost of insurance premiums over a designated period. Instead of making a lump sum payment, you can choose to pay your premiums in...

Renovating your home can be a great way to increase its value and improve your living space. However, not all renovations are created equal when it comes to producing optimal returns. There are several key renovation considerations that can help...

Sounds crazy, doesn’t it? But I’m sure you have heard this before. If you are struggling to make ends meet with the rising costs of living, increased mortgage repayments or rent, you may find it hard to comprehend this to...

Refinancing and debt consolidation are two common approaches that individuals may consider to manage their finance burdens. While these strategies aim to alleviate debt related stress, it’s important to understand the key differences between them to make an informed decision. Refinancing: A fresh...

As an Australian consumer, you may have heard the term ‘loyalty tax’ being thrown around. But what exactly is loyalty tax and are you paying it? Loyalty tax refers to the extra fees or charges that long term customers may...