In recent times, many borrowers who initially secured home loans at lower interest rates have been facing challenges in meeting the regulatory requirements necessary to refinance their loans at current market rates. This predicament is primarily attributed to the stringent...

Understanding insurance premium funding Insurance premium funding is a financing option that allows businesses to spread the cost of insurance premiums over a designated period. Instead of making a lump sum payment, you can choose to pay your premiums in...

Renovating your home can be a great way to increase its value and improve your living space. However, not all renovations are created equal when it comes to producing optimal returns. There are several key renovation considerations that can help...

Sounds crazy, doesn’t it? But I’m sure you have heard this before. If you are struggling to make ends meet with the rising costs of living, increased mortgage repayments or rent, you may find it hard to comprehend this to...

Refinancing and debt consolidation are two common approaches that individuals may consider to manage their finance burdens. While these strategies aim to alleviate debt related stress, it’s important to understand the key differences between them to make an informed decision. Refinancing: A fresh...

As an Australian consumer, you may have heard the term ‘loyalty tax’ being thrown around. But what exactly is loyalty tax and are you paying it? Loyalty tax refers to the extra fees or charges that long term customers may...

Determining the optimal time to upgrade or renew your business vehicles depends on several factors including the need for consistent and reliable service to customers. While there isn’t a one-size-fits-all rule for business owners, considering certain aspects can help you...

Before you start working on your tax return this year, you should be aware that the Australian Taxation Office (ATO) has refreshed the way taxpayers can claim deductions for costs incurred when working from home. According to the ATO, the...

If you live in a capital city you would be familiar with seeing the endless cranes on the skyline and may be wondering where on earth are people going to come from to occupy this continual development. But they will...

When customers fail to pay their invoices on time, it can create a ripple effect on a small business’s finances by making it difficult to pay suppliers, cover operating expenses and invest in growth opportunities. Late payments can be particularly...